Chapter 7 Bankruptcy

Chapter 7 bankruptcy, often referred to as a "straight bankruptcy," provides individuals and businesses with a fresh start by discharging most unsecured debts. At Martin Law Group, we represent clients in Chapter 7 bankruptcy across Virginia, D.C., and Maryland, guiding them through the process with well-honed knowledge and skill, and personalized attention.  

Understanding Chapter 7 Bankruptcy: 

• Debt Discharge: Chapter 7 allows debtors to eliminate debts such as credit cards, personal loans, medical bills, judgments, utility bills, and certain IRS debts. 
• Asset Liquidation: “Non-exempt” assets may be liquidated by a trustee to pay creditors, although there are exemptions to protect essential possessions like homes, cars, and retirement benefits. 
• Creditor Protection: Filing for Chapter 7 triggers an automatic stay, halting creditor collections, garnishments, and lawsuits during the bankruptcy case. 
• Speed and Completeness: Chapter 7 cases are typically completed within a few months, providing a swift and comprehensive debt-relief solution for eligible individuals and businesses.   

Our services in this practice area include:

We offer a free consultation to assess your financial situation, potential eligibility for Chapter 7 relief, and discuss the benefits and considerations of bankruptcy.  

Our team helps file bankruptcy petitions, schedules, and financial information accurately, efficiently, and cost-effectively.   

We represent clients in Chapter 7 proceedings, including the Meeting of Creditors, discovery, litigation, and obtaining a discharge of qualified debts. 

Our top team represents secured and unsecured creditors, helping in motions for relief from automatic stay, proofs of claim, and dischargeability objections. 

Why Choose Martin Law Group for Chapter 7 Bankruptcy? 

• Experience: With over 27 years of experience, we have helped thousands of clients achieve debt relief and financial freedom through Chapter 7 bankruptcy.
• Personalized Service: We work directly with clients, providing compassionate guidance, thorough legal representation, and tailored solutions based on individual circumstances. 
• Legal Acumen: Our attorneys are thoroughly versed in bankruptcy law, ensuring that clients understand their rights, options, and responsibilities throughout the bankruptcy process.  
• Comprehensive Support: From initial consultations to case closure, we support clients at every stage, making the Chapter 7 bankruptcy process as smooth, effective, and painless as possible. 

If you're overwhelmed with debt, facing creditor harassment, or need a fresh financial start, contact Martin Law Group for a free consultation. Our Chapter 7 bankruptcy attorneys are ready to help you achieve debt relief and move toward a brighter financial future.